In the past this blog has discussed the process for appealing a denied Social Security disability application. However, applicants in Pennsylvania may wonder why their application was denied in the first place. In fact, nearly two out of every three initial applications for benefits will be turned down. While this article is not to be taken as specific legal advice, it may give you a better understanding of why some claims are denied.
There are a number of reasons why the Social Security Administration will deny an application for benefits. For example, it is possible that the applicant's income is too high. Social Security disability insurance payments are made based upon how much money a person has contributed to Social Security via their taxes. The SSA sets a "substantial gainful activity" level, and if one's income rises above that level, their claim may be denied.
In addition, if a disability is based on substance abuse, the SSA may deny the applicant's claim if they deem that the applicant would not be disabled if they did not abuse drugs or alcohol.
Furthermore, there are procedural requirements when it comes to applying for benefits. For example, if the SSA cannot contact the applicant, the applicant's SSDI claim may be denied. Also, the SSA needs to see sufficient records of medical treatment. If the disability is not adequately documented, the claim may be denied. In addition, the applicant must go to any required examinations or they could risk having their application denied.
These are only some reasons why a claim may be denied. However, it is important to remember that should an application be denied, there is an appeals process in place to give applicants a second chance.
Source: FindLaw, "Why a Disability Claim Gets Denied," accessed Dec. 8, 2014