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June 2016 Archives

How do subsidies and special conditions affect SSD benefits?

One important factor the Social Security Administration examines when determining whether to award Social Security disability benefits to an individual in Philadelphia is figuring out if the applicant's earnings exceed the substantial gainful activity (SGA) level. When calculating earnings, the SSA utilizes only the earnings that match the real value of the work the applicant does. However, sometimes an applicant's employer gives the applicant a special condition or subsidy in the workplace that could affect the person's earnings for the purposes of determining that individual's SGA.

Not all factors applied to a disability application are medical

It may seem straightforward that if you worked and paid into the Social Security system through automatic payroll deductions, you should qualify for benefits if you were to become disabled. However, things rarely work so easily. In fact, people in Philadelphia may know that they need to apply for Social Security disability benefits but may be surprised to find out that oftentimes an individual's initial application for benefits is denied, necessitating an appeal. Therefore, it is important for an individual's initial application to be as complete as possible.

Stay-at-home parents may not be able to receive SSD benefits

In general, when a person in Philadelphia works, part of what he or she earns goes to the nation's Social Security program, including a pool of resources that is allocated towards the Social Security Disability Insurance program. One may expect that if they paid into the system, they will be able to collect benefits if they need them in the future. However, things are not so clear cut.

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Pennsylvania Bar Association Philadelphia Bar Co-Chair SSD Committee Philadelphia Bar Co-Chair SSD Committee