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What if my injury was my own fault?

People make mistakes all the time. Even responsible and careful Philadelphia drivers will, from time to time, blow a red light or totally miss the fact that the traffic in front of them has come to a stop. On other occasions, a worker in one of the area's many factories or construction sites may just forget about taking an important safety step.

Unfortunately, these little mistakes can lead to severe and even disabling injuries. If the accident is the person's own fault, options for financial support may be limited. Worker's compensation may not be available, and a person may not have good health insurance. Moreover, there will likely be a need for income if an injury is serious enough to keep a person out of work indefinitely.

Thankfully, SSD benefits for injuries are awarded on a no-fault basis. This means that, for the most part, it does not matter whether an injured person is responsible for their own injury. As long as they can prove that they are legally disabled and meet the other legal criteria, then they can receive a monthly benefit from the federal government.

However, this does not mean it is easy to qualify for SSD benefits. The criteria are much stricter than one might think, and getting benefits requires a lot more than just proving a person got hurt. Moreover, there are a lot of complexities that go along with filing for benefits.

For these reasons, a Philadelphia resident who gets hurt, even if the injury is their own fault, should consider getting the help of an experienced Social Security attorney.

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Pennsylvania Bar Association Philadelphia Bar Co-Chair SSD Committee Philadelphia Bar Co-Chair SSD Committee