Understanding Social Security Disability Insurance Benefits
Social Security Disability Insurance (SSDI) pays monthly cash benefits to people who have been or will be unable to work for a year or more because of a physical or mental illness, injury or any other condition. Generally, after a waiting period, SSDI eligibility also entitles you to receive Medicare benefits — even if you are under age 65.
The SSDI benefit amount is based on your lifetime earnings. This amount is stated in annual Social Security statements that you may have received by mail in the past and that now may be found online.
At The Disability Law Office of Jeffrey S. Lichtman, LLC, we can help you obtain the SSDI cash and medical insurance benefits that you need and deserve. Our well-trained and supervised legal team will review your situation, explain the benefits to which you may be entitled, offer advice on how best to proceed and take effective action to obtain those benefits for you.
How To Qualify For SSDI Benefits
To qualify for SSDI benefits, you must meet key requirements:
- You must first have worked long enough and recently enough at a job in which you paid the Social Security payroll tax.
- You must also have a physical or mental health condition that seriously limits your ability to engage in work-related activity, and which has already or is expected to keep you out of work for a year or more.
- You must have one or more doctor’s records showing that you are seriously impaired. Ideally, a doctor will provide a statement about your limitations which is supported by clinical, diagnostic test and laboratory findings in the records.
Getting You Benefits Even When Others Can’t See The Impairment
All cases are hard to win nowadays as the government doesn’t want to award benefits unless it is compelled to do so. Some cases are harder to prove than others. The cases are tougher when the problems aren’t as obvious, when others can’t immediately see and understand the impairment and how an impairment keeps a person from doing something — anything — for eight hours a day, five days a week.
Many genuinely disabling conditions are difficult to diagnose by traditional medical care and some are even hard to diagnose even with diagnostic testing. In cases like that, it is often up to the lawyer to counsel claimants about treatment, testing and to present your doctor’s reports and opinions properly to convince the government of your SSDI eligibility. I am driven to help my clients obtain benefits in these situations and my office works hard to obtain the best possible result for each client.
Contact My Firm For A Free Consultation
Contact my firm at 215-268-7274 or toll-free at 1-800-346-7600, or contact me online for a free consultation. I can answer your questions and help you understand the benefits to which you may be eligible.